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BECS AU payment timings

Timings

If you are creating a payment for a customer, it will be charged on the same day.

Once the customer has been charged, it will take a further 2 business days before the funds are paid out to you and received by your AU-based bank.

Please note: The timings are based on the payments being collected as soon as possible. If a payment is created in advance, for example with a specific charge date, then the payment would be submitted automatically on the charge date.

Creation Deadline

Day 0 (up until 12:00 PM AET) 

Charge date (D)

Day 0

Payout received

D+2 for payouts to an AU based bank account

 

International Payments

If you are collecting payments internationally with FX, please allow an extra 2-4 business days to receive your payout.

If you create a payment before 12:00 PM AET, it will be submitted to the bank for processing on the same business day and collected from the customer later that same day. 

If the payment is created after 12:00 PM AET, it will be submitted to the bank and collected from the customer the next business day. 

It is then paid out and received into your Australian bank account 3 business days later.

Please note: BECS payment authorisations are only set up when the first payment is due to be processed. The authorisation is submitted with the first payment.
 

BD-1385_ANZ-Payment-Timings-Calendar@3x (1).png

FAQ’s

When will I receive the payment?
If you create the payment before 12:00 PM AET, you will receive the money after 2 business days. 

If the payment is created after 12:00 PM AET, you will receive the money after 3 business days.

What happens if I miss the daily creation deadline?
The payment process will start on the next business day.

What happens if there is a national public holiday where I am based / where I am collecting the payment from?
Payments are not processed on national public holidays and will move to the next business day. Payouts that are due to be paid out on a national public holiday will move to the next business day.

How does this work if I am using hosted notifications?
If the payment is created before 9 AM on the charge date, then the customer will receive the advanced payment notice at 9 AM. Payments created after 9 AM will receive an email shortly after the payment has been created up until the 12.30 PM submission deadline. 

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