Broadly speaking, two types of payments can be collected from clients using GoCardless - individual payments and recurring subscriptions.
For funds to be collected, an active mandate must exist for the client you wish to charge. A mandate is stored on a client’s bank account (and logged in their GoCardless customer record), confirming that they have approved your collection of funds from their bank account.
If you haven’t yet familiarised yourself with the flow of funds through the GoCardless payment process, you can learn more here.
Payments are created on a one-off or ad-hoc basis. They are ideal for businesses that charge (or invoice) their customers variable amounts or on an irregular schedule.
Subscriptions, on the other hand, are created with a fixed amount that is charged on a recurring cycle, either on an ongoing basis or with a defined end date or set number of payments.
Collecting payments using your connected application
The application you’re using to bill your clients will determine which payment set up options are available to you.
Each third-party application has integrated GoCardless into their system to serve a specific need or use case. As such, the payment collection options may vary from one application to another.
We recommend consulting your chosen application’s user guide for further information of the set up options available to you.