Here's an overview of our most common queries. To view the full article about a specific query, please click the accompanying Read more link. These queries span three main categories, with an additional quick start guide to get you going quickly.
Quick start guide:
We have a Getting Started section to help you get going as quickly as possible. This covers the basics from setting up and verifying your account, through to adding your first customer and collecting payments from them... Read more
How do I fill in my company details?
This process will vary depending on the type of business you operate as e.g. sole trader, limited company, charity. No matter your business type, we have a guide to help... Read more
How do I make the verification payment?
The £0.01/€0.01 verification payment is a requirement when adding a new payout bank account and ensures that we are paying out to the same legal entity we're collecting payments on behalf of... Read more
What documentation do you require?
As part of the verification process we require certain supporting documentation to be uploaded to your account via your dashboard. Our requirements differ depending on circumstances, but you will receive an email from us clarifying what we require from you... Read more
I'm not able to make the verification payment. What should I do?
We understand that not everyone has online banking set up, making the verification payment difficult. In these cases, please get in touch with our verification team so that we can organise an alternative method for you... Read more
My business is changing. What do I need to do?
If your business is changing or has been sold, we'll need to update your company details and conduct an additional verification process before being able to payout to the new entity. To ensure this process is completed with minimal disruption, please get in touch with us at your earliest convenience... Read more
How do I add my customers?
When adding a new customer, you are sending a request for Direct Debit authorisation. This can be done one of three ways... Read more
How do I create a one-off payment?
With GoCardless, you can collect ad-hoc payments of varying amounts from your customers as required, all through their same Direct Debit mandate... Read more
I need to set up a subscription for a customer. How do I do this?
You can create a recurring subscription for an active customer, setting parameters including the charge date, amount, number of payments, and more... Read more
How do I create a plan?
Plans are a great time saver when charging multiple customers the same amount for the same product or service, as you can invite or assign customers to the plan without having to re-enter the details each time... Read more
Can I send reminders to customers who are 'pending approval'?
For customers requiring more than one person to authorise Direct Debits on their account, or for those with a restricted mandate who need to approve each payment or subscription created for them, they will need to take an additional step before these actions can be completed. Sending a reminder email helps to ensure these actions are completed and not forgotten... Read more
How long does it take to process a payment in the UK?
The full UK Direct Debit payment processing time is 5-6 working days, depending on the initial status of the customer... Read more
How long do I have to cancel a payment?
Payments are submitted to the banking system for processing at 4pm, two working days before the charge date. You can cancel a payment any tie up to this point... Read more
I would like to collect payments from customers in multiple regions. How do I do this?
GoCardless can currently help you collect Direct Debit payments from customers across the UK, Eurozone, and Sweden... Read more
What are your transaction fees?
Our fees are 1% capped at £2/€2 with a 20p/20c minimum. If you are using GoCardless through a partner integration they may charge their own 'app fees' on top of this... Read more
What is a chargeback?
Chargebacks are the result of a customer filing an indemnity claim with their bank. Their bank will return the funds to the customer before notifying us of this. You will then receive an immediate automated notification email advising you of this... Read more